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The 7.5 years the negative item stays on your credit report starts from the first missed payment to your lender. When your accounts get this far behind, it is standard to have the account placed with outside collection agencies repeatedly.
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The buildings are known as Met Paca I and Met Paca II, and operate under a Section 8 rent subsidy contract with HUD. The new owner will continue to maintain the portfolio as affordable housing, the release states.