Health Professional Student Loan Repayment Programs for Michigan's Primary Care Providers
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Primary Care Loans
Primary Care Loans (PCL) We fund participating schools to provide long-term, low-interest rate loans to full-time, needy students to pursue a degree in allopathic or osteopathic medicine. Loans to third and fourth year students may be increased to repay outstanding balances on other loans taken out while attending that school.
on the HPSL program in the form of the Primary Care Loan (PCL) Program and the Loans for Disadvantaged Students (LDS) Program are intended to increase the number of primary health care providers and encourage greater participation of disadvantaged populations in the health professions, respectively.
Primary Care Loans; Need-based, competitive program. Must pursue degree in allopathic or osteopathic medicine and apply for aid to participating school. Nursing Student Loans; Need-based, competitive program. Must pursue diploma, associate, baccalaureate or graduate degree in nursing and apply for aid to participating school.
The Primary Care Loan program provides long-term, low interest rate loans to full-time, financially needy students to pursue a degree in allopathic or osteopathic medicine. Loans to third and fourth year students may be increased to repay outstanding balances on other loans taken out while in attendance at that school.
You must practice in primary health care. To figure out what primary health care means, check out University of Minnesota’s page regarding PCL. You must choose a primary health care residency and practice in the field until the loan is paid, which will take at least 10 years.
The Primary Care Loan Program provides long-term, low interest loans to full time, financially needy students to pursue a degree in allopathic or osteopathic medicine. Medical students receiving a Primary Care Loan must agree to: Enter and Complete Residency training in Primary Care within four years after graduation AND
The Primary Care Loan (PCL) program is a low cost federal loan program for medical students committed to primary health care practice. The interest rate is 5 percent and begins to accrue following a one year grace period after you cease to be a full-time student.
Primary Care Loan Medical students may qualify to receive a Primary Care Loan if they agree to enter and complete a residency training program in primary health care. Below is a listing of examples of acceptable Primary Care residencies and practices:
Primary Care Loans have a 10-year repayment period, which may be extended up to a maximum of 25 years in extenuating circumstances at the discretion of MWU. The Primary Health Care Loan is not eligible for consolidation because of the service obligation (refer to the Higher Education Act of 1965, as amended).